Circle of Debts

''"The price is accepted, the pact is made." ''

Legendary Accessory, Sentient

The Circle of Debts is a legendary magic ring that represents balance in the universe. It holds immense power, but that power always has a cost. There is great power in pacts and promises. Most creatures who take advantage of pacts, such as Devils, will try to trick the signer or coerce them into accepting an imbalanced or tempting deal.

The Circle of Debts is not like that. It offers pacts to the user, but it is fair, and always speaks the truth. It works as follows:
 * 1) Once per day, the user asks the ring for some amount of power. This power has a limit, but the limit is very high. For example, a user might say "I wish my sword to smite my enemies with flame." This is the proposal. Once a proposal is made, the ring responds with the price.
 * 2) In this example, the ring might say: "The price is that you will be burned with the same flames after 1 minute. Do you accept the terms?"
 * 3) The user then has the ability to accept or decline the terms of the pact. If they decline, nothing happens. If they accept, the ring says "The price is accepted, the pact is made." Immediately following, the user is granted the power they asked for.
 * 4) After the prescribed time, which can vary based on the terms of the pact, the ring says, "The debt must be paid." Immediately following, the price is inflicted.

Rules
While the ring has immense power, similar to that of a wish spell, it can only affect the user. The range of its abilities are vast, it can gift the user abilities, spell-casting, hit points, or any number of other affects. However, it can not directly damage or affect another creature, it only gives the user the power to do so.

The price will always be related to the power the user asks for. Some examples are provided below, but a DM should use their discretion for each ask.